He venido a este foro tratando de ver si alguien ha tenido este detalle, resulta que tengo una retina MacBook Pro que no tiene audioĮn primera instancia, pensé que eran los altavoces, sin embargo, en la configuración de sonido, reconoce los altavoces internos, incluso si conecto un auricular, lo reconoce, pero no suena The logic board repair quote was extremely expensive as my warranty is over and the charge probably includes replacing all 16Gb of memory too as it's soldered in and I said I didn't think that last suggestion was very Apple-like - I'd need to carry around an ugly USB adapter and an external speaker/mic device just to hear sound!Įverything else works fine on my computer, so I'm willing to get my multimeter out and start testing hardware but I'm not sure where to start (I/O card / Logic board?). replace the logic board as we don't replace individual components, or.I also went to see a Genius at the Apple Store - they did their tests and said "there's only two options: an isopropyl alcohol swabbed q-tip cotton swab.tried disconnecting battery then rebooting.I downloaded and booted the ASD software EFI and OS diagnostics - no errors.looking in the hole with microscope & 1.8mm led to illuminate - can't see anything obstructions in the hole.tried logging in via a new user account.tried PRAM/NVRAM resets (I don't hear the "chime" sound).disk utility and run disk repair (no errors).repeatedly plugging & unplugging different types audio equipment to the headphones port (including apple headphones).I've tried all of the following in the listed order but nothing's changed: I've hunted and hunted all over the internet trying all various suggestions that others have had success with - I've tried all of the following, but still no luck: In "system information", when I look in sound hardware.so it's not the optical speaker switch problem most people seem to have. NO RED LIGHT coming from headphone jack.checked System Preferences->Sound settings: nothing showing up under the Output or Input tabs (no "Internal Speakers" showing up). I see the volume no-access icon (circle with diagonal line through it) when trying to change volume.No sound coming from output jack (headphones or external speakers).Built-in speakers don't make any sounds.just like I did everyday before that, but for some reason this time I didn't get any sound output and the volume feedback was delayed when I tried to turn the volume up/down. It has *not* experienced any water damage or drops, but I'm pretty sure this problem started when I plugged in my external power speakers' amp to the headphone jack. I am really stumped by this problem, and I'm really hoping you guys can help as I'm pretty sure it's a hardware issue.īasically, I get no audio from my MacBook Pro Retina 13" Late 2013 A1502 16Gb 2.6GHz - everything else works beautifully as ever with this machine (incl USB & power) apart from the sound.
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There’s more to see, but it’s more diffuse, and the continual cutting between the land story and the sea story gins up the suspense while making individual scenes more perfunctory.įor three-plus episodes, those stories build in a reasonably interesting and plausible fashion. The story has been expanded into a conventional modern TV production, with its international cast and its multiple intertwined plots to fill the many hours. One noticeable effect of the 38-year gap since the film is the improvement in special effects, even on a TV budget - the scenes on the water look immeasurably more lifelike. (Nazi sailors on shore leave are a violent crowd.) At first determined to prove her loyalty to the Germans, she falls in with the French resistance, not because of Nazi atrocities but for love and female solidarity. Vicky Krieps plays Simone Strasser, an Alsatian translator whose brother is aboard U-612. While U-612 zigs and zags around the Atlantic on a secret and highly improbable mission, the real star of the series scurries around La Rochelle. Once again there’s a noble captain (Rick Okon in the Jurgen Prochnow role) stuck with a zealous Nazi (August Wittgenstein) as first officer. The result is an odd hybrid: The maritime section of the story follows a different boat, U-612, that somehow keeps having misadventures - a strafing, a fall to the sea floor - that closely mirror those of U-96. The eight-episode first season, drawn again from Lothar Gunther-Buchheim’s 1973 novel “Das Boot” and also from a later book of his, “Die Festung,” was originally announced as a remake of the film but then repositioned as a sequel. On the evidence of this handsomely produced show, though, the main benefit of opening up the story is gaining access to a whole new set of World War II cliches. Granted, you’d have to be pretty fearless to set eight hours of TV aboard a submarine, in the manner of Wolfgang Petersen’s film, which took place almost entirely within the confines of the ill-fated U-96. This German-British production, released Monday on Hulu, is a surf-and-turf proposition: Half the action takes place aboard another cramped U-boat while half takes place ashore, among the Nazi occupiers and French collaborators and resisters of La Rochelle, France, where the boats are based. Petersen is now back in Germany to make his first German-language film since Das Boot, a reworking of his 1976 TV movie Vier Gegen Die Bank.īavaria Film’s decision to produce both a feature film and, in 1985, an extended TV series version of Das Boot is a textbook example of mutually beneficial collaboration between film and television, which was recognised with a Bafta and International Emmy.Fans of the emblematic submarine adventure “Das Boot,” an international hit in 1981, may be alarmed by descriptions of the new “Das Boot” television series. Its success led to Petersen’s upward trajectory he shot $30m fantasy film The NeverEnding Story (1984) and sci-fi drama Enemy Mine (1985) at Munich’s Bavaria Film Studios, where Das Boot had been made, before moving to Los Angeles and blockbusters such as In The Line Of Fire (1993), Air Force One (1997) and Troy (2004). The mother of all submarine movies, Das Boot remains streets ahead of other nautical epics such as The Hunt For Red October (1990) or Crimson Tide (1995) thanks to its slick action sequences and unbearably claustrophobic tension.ĭirector Wolfgang Petersen even suggested that cinemas should provide sick bags as cinema-goers were likely to feel seasick - something he probably kept in mind when shooting The Perfect Storm (2000) and Poseidon (2006) in Hollywood with an array of digital effects at his disposal.īilled as Germany’s most expensive post-war film, Das Boot was seen by 20 million cinema-goers in 120 countries and grossed $22m, with $12m coming from the US alone (according to Mark Damon of Producers Sales Organisation). And no dupeGuru review would be complete without mentioning the special Music mode, which provides one of the most effective methods for removing duplicate music files. This Windows 10 duplicate file finder is driven by an advanced algorithm that allows users to effortlessly locate duplicate files based on the file name, metadata, creation date, content, tags, and other similar factors.ĭupeGuru is one of the best free duplicate file finders available, as it can search file metadata. It is completely compatible with Windows and also performs admirably on macOS and Linux. PricingĭupeGuru is the next item on our list of the top 15 duplicate file finders for Windows or Mac systems. This tool’s user interface is pretty smooth, making it easy for users to move through the system’s extensive capabilities. It contains several settings that allow for deep search and so improve the working experience of users. This tool has proven to be very effective. The software also has a backup and restore procedure, so you don’t have to worry about accidentally deleting a file. Using this software, you can free up a lot of space and control the space on your computer. Wise Duplicate Finder is another effective piece of file management software that can assist you in identifying and eliminating duplicate files on Windows PCs. Takes backup of deleted files for safety.Can move, copy, or delete duplicate files.Users can use this tool to search using many parameters under different file kinds, making work faster, more efficient, and simple. This software is fast and effective and it allows users to swiftly scan through the files and display the percentage of data that is duplicated in other text files, allowing you to combine them. It can instantly scan the system for duplicate files, images, and audio tracks and delete them in record time, reducing system load and recovering wasted storage space. Interactive interface with graphs, charts, etc.ĪllDup is another excellent duplicate file-finding program for your Windows PC and Mac. Remove all the duplicate files with a single click. Who must obtain NPI? : All health care providers who are HIPAA-covered entities, whether they are individuals (e.g., physicians, nurses, dentists, chiropractors, physical therapists, or pharmacists) or organizations (e.g., hospitals, home health agencies, clinics, nursing homes, residential treatment centers, laboratories, ambulance companies, group practices, Health Maintenance Organizations, suppliers of durable medical equipment, pharmacies) must obtain an NPI. Organization health care providers (e.g., hospitals, home health agencies, ambulance companies) are considered Entity Type 2 (Organization) providers. Sole proprietors and sole proprietorships are Entity Type 1 (Individual) providers. Entity Type 1 providers are individual providers who render health care (e.g., physicians, dentists, nurses). There are two categories of health care providers for NPI enumeration purposes. Where NPI should be used? : The NPI must be used in place of legacy provider identifiers, such as a Unique Provider Identification Number (UPIN), Online Survey Certification & Reporting (OSCAR) and National Supplier Clearinghouse (NSC) in HIPAA standard transactions. Covered health care providers and all health plans and health care clearinghouses must use the NPIs in the administrative and financial transactions adopted under HIPAA (Health Insurance Portability and Accountability Act). The NPI must be used in lieu of legacy provider identifiers in the HIPAA standards transactions. This means that the numbers do not carry other information about healthcare providers, such as the state in which they live or their medical specialty. The NPI is a 10-position, intelligence-free numeric identifier (10-digit number). What is a NPI Number? : The National Provider Identifier (NPI) is a unique identification number for covered health care providers. Provider Business Mailing Address Details:ĭurable Medical Equipment & Medical Supplies The mailing address for Norco, Inc is 1125 W Amity Rd,, Boise, Idaho - 83705-5412 (mailing address contact number - 20). The current location address for Norco, Inc is 2685 Commercial St Ne,, Salem, Oregon and the contact number is 50 and fax number is 50. The NPI Number for Norco, Inc is 1437597978. Norco, Inc (NORCO, INC) is a Durable Medical Equipment & Medical Supplies Supplier in Salem, Oregon. “My prayer for you on your birthday is that you be given a spirit of lasting joy which can only come from the Lord. “May God continue to keep and protect you from all forms of hatred and weapons fashioned against you. “Happy birthday, pastor! You always go above and beyond with your infinite compassion, wise advice, and Godly example, and I am grateful.”ġ2. “I witness God’s love every day in the fact that He allowed me to meet you. You’ve led the congregation very well, but you serve them with humility too. “Sir, thank you for having been our rock in church and in life. Your teaching and guidance have brought us never-ending happiness.”ĩ. “On your special day, I would like to pray the Lord gives you the power never to give up. “My life was changed because you gave yours to the Lord. As you celebrate your special day, may the Lord shower you with more grace and blessings!”ħ. You are an exemplary and visionary church leader who has dedicated his life to planting churches all over the world and winning more souls into the kingdom of God. “Thank you for your concern over our spiritual life. Thank you for showing them God’s love and your support. “You have always been a guide to spiritually lost people. Thank you for being our spiritual leader. “Pastor, the way you teach and deliver the messages inspires us all. May God’s grace and mercy continue to be with you today and always!”Ĥ. “You have impacted so many lives positively through your words of wisdom. “May you continue to serve the Lord, to spread the faith. “I wish you good health, happiness, and long life. Happy birthday.” Touching Birthday Messages For Pastorġ. “Because you serve the Lord who answers prayers, in the name of Jesus, you will live an unlimited life of grace. “Blessings to you, and may you feel the presence of the Lord as we all celebrate you on this day!”ġ5. Today, on your birthday, I hope you can relax and enjoy yourself for a while. “You have offered your life to the ministry. “I wish you long life on earth as well as good health so that you can continue preaching God’s word to people around the world.”ġ3. I pray that the joy of the Lord and the power of the Holy Spirit fill and overflow your heart.”ġ2. “Pastor, I’m wishing you a very happy birthday today. “I count myself as one of the lucky sets of people on earth for being a member of your congregation. May you heal from whatever is hurting you. I pray that you have a great birthday today. “Blessed be the name of the Lord who has kept you to see this day. You love us just the way you love yourself. You are so humble and like a small child. “You are a true reflection of a Christian, just the way the Bible describes. Thank you for showing us different ways of life. May you experience everlasting joy in your life. Wishing a very happy birthday to a pastor filled with integrity and God’s grace.”Ħ. “May all the Lord’s blessings shine down upon you on this special day. God bless you for all your word of wisdom, and may you keep growing in God’s grace.”ĥ. “Happy birthday to my father and my role model. Thank you for your sacrifices and immense dedication to leading everyone on the right path.”Ĥ. You will be rewarded richly by the one who called you. “The Lord will never leave nor forsake you. “You have given up so many sacrifices in order for us to see the right way. “I would like you to know that I usually fall asleep in sermons… except for yours. “Today we celebrate the joy you give us and the blessing you are.”ġ0. “As you celebrate your birthday, may God’s blessings, grace, favor, and guidance continue to be with you!”ĩ. “As you celebrate a new start in your life, may the Almighty increase your wisdom. Thank you for your continued guidance, and have a wonderful birthday!”ħ. “We are so lucky to have you in our lives, Father. “May the Lord satisfy you with your heart desires according to His will. “You are a true example of how to walk in the footsteps of Jesus Christ. “Here’s wishing you a happy and blessed day and many more years of success.”Ĥ. “To my pastor: Happy birthday, and may God’s light shine upon you for many years to come.”ģ. “Behind this successful church that we have is you, a kind and loving pastor. 8 To Conclude Top 10 Happy Birthday Pastor Wishesġ. Here’s how to check subscriptions on iPhone and cancel or delete app subscriptions you don’t want. It will walk you through the process of checking your subscriptions and teach you how to cancel or delete app subscriptions you don't want. To review your active subscriptions and check the upcoming payments, feel free to explore our guide below. It really is that easy! And you can stop worrying about wasting money on subscriptions you never use.Managing your expenses and understanding what apps and services you are paying for is important. So, next time your mind starts to wander and you randomly remember that subscription you signed up for – you’ll be able to pull out your iPhone and cancel it immediately. But iPhone tends to be the most convenient device to do it on. Obviously, using your iPhone isn’t the only way to cancel your App Store subscriptions. On rare occasions, a subscription might not be showing up through the App Store, and you may need to reach out to the app developer directly. If you signed up through their website, you’d need to cancel it that way too. Some services like Adobe Creative Cloud or Netflix allow you to sign up through their website, in addition to the App Store. The subscription isn’t through the App Store.If that’s the case, you should be able to see it listed in the “expired” section. Maybe you ended your subscription and forgot. If you’re following the steps above but not seeing the specific subscription listed, here are a couple of reasons that could happen: Why can’t I cancel a subscription on my iPhone? Select any of the active subscriptions.You can also drop any of your subscriptions with the Settings app instead. How to cancel monthly subscriptions on iPhone using the Settings app Then, tap on any of your active subscriptions.All you have to do is follow these steps: The first way to cancel your subscriptions is done right in the App Store. How to cancel subscriptions on iPhone in the App Store No more accidentally paying for another month because you forgot to cancel it on time. When you cancel a subscription that just means it won’t auto-renew, but the remainder of your current subscription cycle will continue. If you just paid for another month or have a couple of days left in your trial that’s okay. The best thing to keep in mind is that you don’t have to wait until the day your subscription expires to cancel it. Honestly, it’s probably a good idea to periodically use one of these methods to ensure you haven’t signed up for something you don’t need. We all know how easy it is to sign up for things one moment and forget about them the next. Both are also great ways to track what subscriptions you already have. In an attempt to make things more convenient for you, Apple has created two different ways to cancel your subscriptions. How to cancel all subscriptions on iPhone What do you do if you decide you don’t want to keep the subscription going? Or what if you signed up for a free trial but then decided you wanted to cancel? This article will demonstrate how to cancel subscriptions using only your iPhone. And in quite a few cases, that paid upgrade turns out to be a monthly or yearly subscription. That means their app is free to download, but to upgrade and access some features requires a payment. Many apps on the App Store use a freemium model. Full price was USD24.99 USD24.99 Now USD7.49 USD7.49 + with Gold. Originally set for a Spring 2022 release, Dramatic Labs. Star Trek: Resurgence is a narrative adventure game featuring dialog choices, relationship building, and exploration. Star Trek: Resurgence Grant, Andrew, Martin, Dan, Hood, Josh on. On PC, it will be exclusive to the Epic Games Store. Dramatic Labs announced the game arrives May 23 on PlayStation 5, PlayStation 4, Xbox Series X/S, Xbox One, and PC. Star Trek: Resurgence will arrive in spring 2022 on PlayStation 4, PS5, Xbox One, Xbox Series X/S and Windows. Outside of Bridge Crew, there haven’t been many great Star Trek games since the early 2000s when titles like Bridge Commander and Elite Force did the universe justice. It is a welcome return to single-player gaming on PC and console for the franchise. That’s not something that’s been true in recent years. Star Trek: Resurgence is a narrative adventure game set in the Next Generation era. We’ll have to see how Resurgence turns out, but based on the talent involved, Star Trek fans can at least be cautiously optimistic. It also noted its building the game in the Unreal Engine, which hopefully means the game won’t have the jank Telltale’s games were known for in the studio’s later years. Dramatic Labs said Resurgence will also feature appearances from “returning” characters. See prices of Star Trek: Resurgence MTCGame, 20.45 (EUR) (EUR) Brazil, R 147.45 (BRL) R (BRL) Japan, 4650 (JPY) (JPY) South Africa, R 669 (ZAR) R. Buy Star Trek: Resurgence PC Official Stores:29.99Historical low Keyshops:Unavailable End: 4d 14:59:54 Star Trek Franchise. Dramatic Labs has released a couple of gameplay videos of the title in. In a setup that sounds like classic Star Trek in the best possible way, it’s up to them to unravel a mystery involving two alien races that are ready to go to war with another. The team didn’t release a new trailer for the occasion, only a tweet to mark the day. Set after the events of The Next Generation, Resurgence will feature two playable lead characters: First Officer Jara Rydek and Crewperson Carter Diaz. I made the "vinaigrette" in my bullet blender. I didn't have any fresh red chilies and instead I used 1 jalapeno pepper with the seeds. It's great if you're looking for something that uses squash, but isn't sweet. Delicious, and even made my squash-hating husband love a squash dish. Probably only needed the recipe-intended amount of vinaigrette, but hey, I'm not complaining. Truly though, I didn't change it THAT much and it was so, so good. I also added a little more garlic because, well, I always use more garlic. The jalapeño didn't have ANY heat whatsoever, strangely enough, so I added in what probably amounted to half a tablespoon of cayenne. I also didn't have a red chile on hand, but had a jalapeño, so I went with that. I doubled the vinaigrette for this and used WAY more cilantro than called for (I basically finely chopped a small bunch of cilantro). I will make this again and shared it with my vegetarian niece. My husband said the squash was too soft so next time I will only roast it for 25 minutes instead of 35 minutes. Looking at other’s suggestions I used a jalapeño pepper and quite a bit of garlic. I should have been a little lighter on the salt in the vinaigrette because I just got a little lump of salt in one taste. This is so delicious! I didn't have a pepper but saw a previous reviewer had used dried chili flakes so I used that and it turned out amazing! I can imagine using the drizzle sauce of any veggie. I imagine it would be good with Butternut as well. The sauce is perfection, great combo of spicy and tart.Įveryone who ate this at my party asked for the recipe. It worked great that way as a salad/side dish.Ībsolutely delicious. I also tossed the cooked squash with a bit of arugula and then drizzled the lime chile dressing on top. This is a wonderful recipe! I didn't have a fresh chile so used a bit of sriracha and chopped a bit of belle pepper fro texture. The salty/spicy of the chili oil with the sweetness of the squash is magic. The squash remains firm and sweet and the dressing is always doubled when I make it. It's passed along to friends and family whenever it's served and is always a nice change at Thanksgiving. Zero waste tips:įor the skins and strings, you can throw those into your compost or if you don’t have a compost, you can always just put under a little bit of dirt around any flowers you may have, the nutrients will help.įor the seeds, try making our roasted pumpkin seeds but with the acorn squash seeds.I have been making this fabulous recipe for many years now and it remains my all time Epicurious favorite. Yes! You can repeat the process for however many acorn squashes you can easily get on a baking sheet at a time. Can I make more than one acorn squash at a time? You can make roasted acorn squash without oil. Can I make roasted acorn squash without oil? We typically like to freeze in freezer safe bags in 2 cup portions. You can freeze in an air tight freezer bag or container. No matter if you cube or puree, you can freeze acorn squash. store in the freezer for up to 3 months.store in the fridge for 3-4 days in an air tight container.Once your acorn squash is roasted, you can let cool and then choose an option: How long is oven roasted acorn squash good for? There are no Top Allergens when you make oven roasted acorn squash. Can I make oven roasted acorn squash Top 8 Allergen Free? However, if you want to make cubed roasted acorn squash, then it is best to peel before you roast it in the oven. If you are making acorn squash for puree, then there is no need to peel the skin first because the flesh just gets pulled away from the skin. Honestly whether or not you peel is completely up to you. Roasting refers to cooking something, usually in an open dish, at a temperature higher than 400 degrees F. Essentially, they are somewhat the same however, just a tad different. Sign Up For My Newsletter Today! Frequently Asked Questions What’s the difference between baking and roasting?īaking and roasting can be confusing, especially if you are new to being in the kitchen. Never miss another post! Sign up for our weekly newsletter and get them all delivered easily! Plus, 15 easy recipes delivered immediately! And you may, if you’ve never made it before, be shocked at just how easy it is to make yourself at home. Luckily, we’re going to show you today just how easy it is to make it yourself at home. They make a great conversation piece around the table. What’s fun about acorn squash though, is that it can be stuff with other things to make a delicious and fun side dish, especially for fall meals. You can use roasted acorn side to make everything from puree to cubed acorn squash for things like chili, pastas, rice bowls and more. If you have never made your own roasted acorn squash from scratch, then you are missing out! Learn how to roast acorn squash easily! This will not only give the rails a thicker appearance, but it will also help them resist sagging. We’ll do that by adding a few strips of bubinga to each side. The rails need to be brought up to a full 3″ thick. If you want more information on the wood-tapping process, check out Episode 167 – Tapping Threads in Wood. The rails will receive the same nut access holes they did on the headboard side and a piece of threaded rod will be used to make the connection. Because the footboard is so thick, I decided to use a tap to create threaded holes. The Footboard Hardwareįor the footboard side of the rails, the hardware is going to be a little different. This hole gives us plenty of room to install a washer and a nut. So in order to have access to the bolt, we need to drill a flat-bottomed hole with a forstner bit. The bolts aren’t very helpful we we don’t have a way to tighten them down. Both bolts have some lateral movement for expansion and contraction. The drill bit only goes so far but makes a deep enough hole in the tenon that it’s easy enough to extend the hole to full depth after disassembly. I start by drilling through the back of the mortise and into the tenon itself. The rails are held in the headboard mortise with carriage bolts. So even if you go one pass too far, the joint still fits reasonably well. Each pass removes only a few thousandths of an inch worth of material. The great thing about using hand tools to fine-tune the fit is the fact that they give you so much control. I actually had to sacrifice my regular cross-cut sled for this task, but it’s just as well since I needed a dedicated dado sled anyway.Īfter a test fit, the tenons were finessed with a rabbeting block plane. The tenons are cut at the tablesaw using a cross-cut sled and a dado stack. But we need to start with standard 8/4 (1 3/4″) stock first. The massive bed rails are 82 1/2″ long, 6″ wide, and 3″ thick. You may be wondering, how can TurboTax do this at no-cost? Simply put, this is just one of the many perks TurboTax offers exclusively to our customers. To ensure you can get the money you need, the maximum Refund Advance amount available is $4,000. The Fine Print podcast is the place to learn about the latest money traps and trends that you need to know about so that you can be confident with the decisions you make with your life and money.If you file with TurboTax Online, while Refund Advance is still available, and have a Federal refund of at least $500 and meet other eligibility requirements, you may be able to get a Refund Advance instantly after IRS e-file acceptance. Learn how you can file your taxes with SmartTax! “Even though death and taxes may be a part of life, debt doesn’t have to be,” George said. It’s simple software to get your taxes done right the first time! SmartTax has no hidden fees and no hidden agenda. “We partnered with the folks at TaxSlayer, and your data won’t be sold or used to sell you credit cards or anything else,” Dave said. The truth is, no one should profit on their access to the info you provide on your income taxes, so Ramsey Solutions launched Ramsey SmartTax, an inexpensive tax software that’s simple, accurate and safe. But in this case, the IRS is looking like a champ.” “It’s sad when the IRS is more helpful than TurboTax,” George said. He had to submit an amended return on his own. The IRS notified Christopher of the error, but TurboTax could do nothing to fix it. The error not only delayed a refund worth several thousand dollars, it also kept Christopher from qualifying for a stimulus check. Use one that’s on your side-Ramsey SmartTax.īut during George’s investigation into TurboTax, he talked to an unsatisfied customer named Christopher whose tax refund was held up for several months because TurboTax did not prompt him to submit a 1095-A (a form related to the Affordable Care Act). “You can’t borrow your way out of debt,” Dave said.ĭon’t settle for tax software with hidden fees or agendas. But being debt-free is the only way to be truly free. Intuit’s stated vision is: “Financial freedom for all consumers.” And some people believe lowering your interest rate on your credit card or consolidating loans is the way to financial freedom. “They’re trying to get you near, so they can say, ‘Boom! Gotcha. “They’re using their tax software or this free credit score as the bait. Intuit’s documentation actually refers to receiving bounties on people who sign up for loans and credit cards! And in case you didn’t know, a bounty is defined as money paid for capturing or killing a person or an animal. TurboTax and Credit Karma make lots of cash by using your financial data. they know how to write the script to get you to sign up for credit cards,” Dave said. “Credit Karma has all your data, and based on that data. 2 Why would Intuit spend billions of dollars to buy a company that provides free credit score tracking? Intuit bought Credit Karma for $8.1 billion in 2020. “Banks and their partners make bazillions of dollars off of credit cards, off of debt, off of you,” Dave said. George talks with Dave Ramsey, who says TurboTax is a good company that lost its way when it began using the data it gleans from its tax software customers to generate leads and peddle debt products. TurboTax actually received a bounty for getting Tracy, and thousands of other TurboTax users like her, to sign up for a credit card! Then, once TurboTax had a history of her financial data, they used what they knew about her to start offering her a credit card. Tracy used the free version of TurboTax’s federal tax filing services for three years. The Investor Day presentation shared an example of an ideal TurboTax customer-a retail employee named Tracy. “TurboTax and its parent company Intuit have a new long-term game plan to get you and keep you in a cycle of debt long after you’ve filed your taxes,” George explained. George digs into Intuit’s 2020 Investor Day presentation-a 13-page document that details Intuit’s plans to “help” its customers who are having trouble making ends meet. So how does a billion-dollar company make money by offering free or low-cost tax software? The answer lies in the data they collect on their users. Its daughter companies include QuickBooks (accounting software), Mint (personal financial management), and Credit Karma (credit monitoring). TurboTax has a 70% market share among folks who choose to self-file their income taxes, and it’s owned by a $100 billion company called Intuit. Hey George, tell us how you really feel about TurboTax! In the first episode of The Fine Print podcast, titled “How TurboTax Is Screwing You,” host and Ramsey Personality George Kamel investigates tax-software behemoth TurboTax. |
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